The Self Insured Institute of Colorado, Inc.
The Self Insured Institute of Colorado, Inc.
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Frequently Asked Questions

Please reach us at  if you cannot find an answer to your question.

Companies of all shapes and sizes (above 5 enrolled) can take advantage of self-funding. If you are tired of your double digit renewals, self-funding might just be the thing you are looking for.


Self-funded health plans cut out the fat of fully-insured plans. They operate in a very similar fashion to a fully-insured plan, however, they allow the plan sponsor (the company) to win when claims $s aren't spent. 


Your health plan data (claims reports, usage, large claimant information) is required to underwrite your health plan. Census data is also required to understand who is enrolling in your health plan. Simply put, the more data we have, the better we can sharpen our pencils.


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